Bihar Student Credit Card Yojana 2021: Apply Online, Student Credit Card

Bihar Student Credit Card Scheme has been launched by the Chief Minister of the state Nitish Kumar on 2nd October 2016 to provide loans for higher education to the students of the state. Under this scheme, a loan of up to 4 lakh rupees should be provided by the state government as financial assistance by the state government to poor 12th pass students of Bihar state for pursuing higher education. as financial aid to the poor 12th pass students of Bihar state for pursuing higher education.) will be provided. Students taking loans under the Student Credit Card Scheme will not have to pay any interest.

Bihar Student Credit Card Yojana 2021

Interested beneficiaries of the state who want to apply for higher education under this scheme, then they can apply online by visiting the official website of the scheme. To implement the BSCC scheme 2021, the government also established the Education Finance Corporation. So that this student credit card scheme can be successfully run in the state.

This Bihar Student Credit Card Yojana 2021 was introduced as a measure to encourage the students of the state for higher education in a good effort to increase the Gross Enrollment Ratio of 14.3% to the national average of 24% Dear friends, today we are going to provide you all the information related to this scheme like application process, eligibility, documents, etc. through this article.

The objective of Bihar Student Credit Card Yojana 2021

As you know that there are much such youths in the state who want to get higher education but due to financial constraints they are unable to get it and are deprived of their right direction. For the benefit of Bihar Student, Credit Card Scheme 2021 has been started. Under this scheme, a loan of up to Rs 4 lakh will be provided by the bank to the students of the state for further education after the 12th. Students and girls studying through the BSCC scheme 2021 will get a chance to grow. Through this scheme, financial assistance is to be provided to the students from the banking system. Through this scheme, students will be successful in getting employment along with higher education.

Student Credit Card Yojana 2021 Highlights

  • Scheme Name Bihar Student Credit Card Scheme
  • Started by Chief Minister Nitish Kumar
  • Launch date 2 October 2016
  • beneficiary state students
  • Purpose To provide loans for higher education to the students
  • application process online
  • Official website https://www.7nishchay-yuvaupmission.bihar.gov.in/

86544 students of Bihar Student Credit Card Yojana 2021

A loan facility is provided to the students studying in Bihar through the scheme. Through this scheme, a credit card is provided to the children through which they can withdraw an amount up to ₹ 400000 for their education. So far many children have benefited from this scheme. There is no need to give any kind of guarantee to the children to get the benefits under the Bihar Student Credit Card Scheme. So far about 86544 students have been given loans for education under this scheme. For which an amount of ₹ 1086 crore has been spent by the government till August 2020.

  • Through this scheme, poor children of the state will be able to get a good education without worrying about financial constraints by getting loans. If you also want to get the benefit of this scheme, then it is mandatory for you to be a permanent resident of Bihar and 12th pass.
  • This has been announced by MLC member Neeraj Kumar.
  • He also informed that 33% reservation has been made by the government for girl students in medical and engineering colleges.

Benefits of Bihar Student Credit Card Yojana 2021

Under this scheme, those who have passed their Intermediate / 12th class from institutions recognized by the Government of Bihar. And they want to get higher education in higher education like graduation, BA, B.Sc, etc., then they will get a loan of up to Rs. 4 lakh by the government. will be provided in the form of financial assistance.
Under the Bihar Student Credit Card Scheme 2021, no interest of any kind will have to be paid for taking loans of students.

  • The benefit of this scheme will be for those students of the state who are basically from a poor background and eager to complete their higher education.
  • In this loan, the fees of educational institutions will be included as well as expenses related to food and material.
  • Under this scheme, the students of the state will get rid of financial constraints and their standard of living will rise. Students can also apply online to take advantage of Bihar Credit Card Scheme.
  • Under this scheme, the state government provides education loans up to Rs 4 lakh to 10+2 pass-out students at a 0% interest rate.
  • You can avail of the benefit of the Bihar Student Credit Card Scheme for 42 courses
  • Bihar Student Credit Card is proving to be very beneficial in providing higher education to economically weaker children. Through this card, children are able to get financial help from the government for pursuing higher education. Through this scheme, loans are provided to the children of graduation, MBA, and other courses. So that he can get higher education.

The amount of loan received through this scheme can also be paid by the students for laptops, coaching fees, hostel facility, and book fees. All those students who want to get the benefit of this scheme have to apply online. Under this scheme, an interest rate of 1% has been fixed for girl students and an interest rate of 4% has been fixed for students.
Apart from this, more concession in interest rate will be provided to disabled students. Loans are provided for 42 other courses like BA, BSc, BCom, MA, MSc, MCom, MBA, etc. through Bihar Student Credit Card Scheme.

Bihar Student Credit Card Yojana 2021 Course List

  • BA, BSc, B Com
  • BCA, BSc IT, Computer Application, Computer Science
  • B.Sc Agriculture
  • BSc Library Science
  • BSc, BHMCT, BTech, Hotel Management
  • Diploma in Hotel Management
  • BTech, BE, BSc
  • B.Sc Nursing
  • Bachelor of Pharmacy
  • BVMS
  • BAMS
  • BUMS
  • BHMS
  • bds
  • GNM
  • Bachelor of Mass Communication
  • BSc in Fashion Technology
  • Bachelor of Architecture
  • B.P.Ed
  • BEd
  • MSc, MTech
  • Bachelor of Physiotherapy
  • Bachelor of Occupational Therapy
  • Diploma in Food Processing, Food Production
  • Diploma in Food and Beverage Service
  • BA, BSc, BEd, Integrated Course
  • BBA
  • BFA
  • Diploma in Food, Nutrition, Dietetics
  • MBBS
  • BL, LLB
  • Alim
  • Shastri
  • B.Tech, BE, (Enrolled in three-year Diploma in Institute recognized by State Level Education Council)

Eligibility of Bihar Student Credit Card Yojana 2021

  • The applicant should be a permanent resident of Bihar state.
  • The educational institution from which the student belongs should be recognized by the relevant regulatory agency of the state or central government.
  • Under the Student Credit Card Scheme 2021, loans will be given to the student for higher education for general courses, technical or vocational activities.
  • Under this scheme, the students of the state should be 12th pass.

Documents of Bihar Student Credit Card Yojana 2021

  • Aadhar card of the applicant
  • pan card
  • 10th and 12th certificate and mark sheet
  • Certificate of Admission in Higher Educational Institution
  • 2-2 photos of each of the student, parent, and guarantor
  • Address proof
  • family income certificate
  • Two photographs of the applicant and his co-applicant
  • bank account passbook
  • Six months statement of parent’s bank account
  • mobile number
  • Identity Card of the applicant (Aadhaar Card, Passport, Voter ID Card, Driving License, etc.)

How to apply for Bihar Student Credit Card Yojana 2021?

  • First of all the applicant has to go to the official website of the Education Department, Planning and Development Department, and Labor Resource Department. After visiting the official website, the home page will open in front of you.
  • On this home page, you will see the option of New Applicant Registration, you have to click on this option. After clicking on the option, the next page will open in front of you on the computer screen.
  • On this page, you will open the registration form, in this form you will get all the information asked by you like the applicant’s name, email id, aadhar card number, mobile number, if the application has been made from Vasudha Kendra then click on YES otherwise select NO. .*
  • Please enter the OTP sent on your mobile*, Please enter the OTP sent to your email ID., etc. to be filled.
  • After filling in the personal details, you have to submit them. After submitting, the other 3 options will open in front of you. Out of these three options, you have to select the option of Student Credit Card, after which a new application form will open. After which the application form will open. You have to fill in the asked information and details. Then you have to submit it using the submit button.
  • After submitting the application form, students will be given a unique identification number. This unique ID number will be sent to their mobile number and e-mail ID.
  • Students will also receive a PDF copy of the submitted application form and details of required documents on their e-mail id. The application form and documents will be required at the counter.
  • After which the applicant students and girl students will be informed on their mobile number and e-mail ID on which day they have to go to the counter, where the rest of the process will have to be completed.

How to Check Application Status in Bihar Student Credit Card Scheme?

  • The beneficiaries of the state who have applied under this scheme and want to see the status of their application, then they should follow the steps given below.
  • First of all, you have to go to the official website. After visiting the official website, the home page will open in front of you. On this home page, you will see the option of Application Status.
  • You have to click on this option. After clicking on the option, the next page will open in front of you.
  • On this page, you will see the form to see application status, you will have to fill in all the information asked in this form like Registration ID or Aadhar Number, Date of Birth, Captcha Code, etc.
  • After filling in all the information you have to click on the submit button. After this, the application status will appear in front of you.

How to Download Mobile App?

  • Interested beneficiaries of Bihar state who want to download the mobile app, then follow the steps given below.
  • First of all, the beneficiaries will have to go to the official website of the Education Department, Planning and Development Department, and Labor Resource Department. After visiting the official website, the home page will open in front of you.
  • On this home page, you will see the option of Download Mobile app. You have to click on this option. After clicking on the option, the next page will open in front of you.
  • On this page, you have to search and download the app from Google Play Store.

How to register feedback and complaint?

  • First of all, you have to go to the official website. After visiting the official website, the home page will open in front of you. On this home page, you will see the option of Feedback & Grievance.
  • You have to click on this option. After clicking on the option, the next page will open in front of you on the computer screen.
  • On this page, you have to fill in some of the asked information like name, email id, mobile number, district, captcha, complaint, etc.
  • After filling in all the information you have to click on the submit button. In this way, your complaint will be registered.

How to download the form under this scheme?

  • First of all, you have to go to the official website of the scheme. After reaching the official website, you will see Home. On this home page, you have to click on the option of How to Apply.
  • After clicking on the option, the next page will open in front of you. On this page you have to download Course Of BSCC and Process Of BSCC, User Manual Of BSCC, Bihar Students Credit Card Scheme Blanket Form, etc.
  • After downloading all the forms you have to upload them.
  • Approved List of Colleges for BSCC
  • Students of Bihar who want to see the approved list for Bihar Students Credit Card, then follow the steps given below.
  • First of all, the beneficiaries have to visit the official website of the scheme. After visiting the official website, the home page will open in front of you.
  • On this home page, you will see the option of Approved List of Colleges for BSCC. You have to click on this option. After clicking on the option, the next page will open in front of you.
  • On this page, you will see an approved list of colleges for BSCC you can check this list.

How do see contact details?

  • Interested beneficiaries of the state who want to get the contact details on the official website of this scheme, then follow the steps given below.
  • First of all, the beneficiaries will have to go to the official website of the Education Department, Planning and Development Department, and Labor Resource Department. After visiting the official website, the home page will open in front of you.
  • On this home page, you have to click on the Contact us option. After clicking on the option, the next page will open in front of you.
  • On this page, you will get the name of the manager, the name of the district, and the mobile number. If you have any problem related to the scheme then you can contact on these numbers and get the solution of your problem.

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