Pradhan Mantri Jan Dhan Yojana 2021 | जन धन योजना लिस्ट 2021 कैसे देखें

Pradhan Mantri Jan Dhan Yojana was announced by the Prime Minister of our country, Shri Narendra Modi on August 15, 2014, and the scheme has been started on August 28, 2014. Under this scheme, the post office in the bank of the poor people of the country, And in nationalized banks, accounts will be opened on zero balance

(Accounts will be opened in the bank of poor people of the country, at zero balance in the post office and nationalized banks.) 5000 will be provided with an overdraft facility and Rs 1 lakh accident insurance cover embedded in Rupe Debit Card and Rupe Kisan Card.

Complete 6 years of Pradhan Mantri Jan Dhan Yojana

Like you all know. Pradhan Mantri Jan Dhan Yojana was launched on 15 August 2014 by the Prime Minister of our country, Shri Narendra Modi. One of the biggest schemes of the Modi government is the Pradhan Mantri Jan Dhan Yojana, which has completed 6 years today.

Today, when its 6 years have been completed, PM Modi tweeted and congratulated the people and put the main things related to this scheme in front of all the citizens. The Prime Minister tweeted that the purpose of this scheme was to connect those who were deprived of it. This initiative has proved to be a game-changer.

Pradhan Mantri Jan Dhan Yojana New update

As you all know, the Pradhan Mantri Jan Dhan Yojana was to connect every citizen of the country with banking facilities. Many citizens of the country have benefited under this scheme. Now new calling facility is being made available under Pradhan Mantri Jan Dhan Yojana. Through this calling facility, the account holders can get any type of information related to the account.

This calling facility will be toll-free and different numbers will be made available for all the states of the country. Now you can solve any problem by contacting this toll-free number sitting at the account stream house. They will not need to go round the banks. This will save both time and money and bring transparency to the system.

Pradhanmantri Jan Dhan yojana Game Changer

  • Many poor people in the country have benefited through this scheme. PM Modi further wrote, “Due to Pradhan Mantri Jan Dhan Yojana, the future of crores of families has been secured. Most of the people are from rural areas and are women. Those who have worked for the scheme.
  • Under the Pradhan Mantri Jan Dhan Yojana 2020, more than 40.35 crore accounts have been opened in which Rs 1.31 lakh crore has been deposited.
  • Of the total accounts opened under this scheme, 63.6 percent have been opened in rural areas and 55.2 percent of account holders are women.
  • There is also a facility to get debit cards in Jan Dhan accounts.

How many accounts have been opened under Jan Dhan Yojana

So far more than 40 crore bank accounts have been opened under this scheme. According to the figures so far, the number of beneficiaries under this scheme has reached 40.05 crores and more than Rs 1.30 lakh crore has been deposited in these bank accounts. In view of the success of this scheme, the government increased the accident insurance of Rs 1 lakh to account holders under the scheme to Rs 2 lakh.

Pradhanmantri Jan Dhan Yojana 2020

Under this scheme, benefits will be provided to the poor people of all rural and urban areas of the country. Under the scheme, if the eligible beneficiary dies due to any reason after opening the account (An eligible beneficiary dies due to opening of the account) then the central government will also provide an additional insurance cover of Rs 30,000 to the beneficiary’s family.

provide an additional insurance cover of Rs 30,000 to the beneficiary’s family.). Pradhanmantri Jan Dhan Yojana 2020 is also known as Jan Dhan Khata. Under this scheme, poor people can open their accounts very easily. They will neither have to pay any money nor will they have any problem in opening the account. Through this scheme, the people of the country will get financial services easily.

PM Jan Dhan Yojana 2020 Highlights

  • योजना का नाम प्रधानमंत्री जन धन योजना
  • इनके द्वारा शुरू की गयी प्रधानमंत्री श्री नरेंद्र मोदी जी के द्वारा
  • लांच की तारीक 15 अगस्त 2014
  • लाभार्थी देश के नागरिक

Funds sent in Jan Dhan Yojana

Due to the lock-down in the country, an amount of 500 rupees is being sent to the Jan Dhan account of women of poor families. Under this scheme, 1.20 lakh crore rupees were deposited in the accounts of poor women of the country till April 1, 2020.

But now according to official figures, the deposits in the accounts opened under Pradhan Mantri Jan Dhan Yojana increased to Rs 1.28 lakh crore in the week ended April 8, 2020. On April 8, Rs.127,748.43 crore was deposited in the accounts of 38.12 crore women.

The objective of Prime Minister Jan Dhan Yojana 2020

As you know, there are many people who are unable to open their bank accounts and are not aware of the banking facility provided by the bank. This is a very good initiative for the poor families of the central government. Under the scheme 2020, the economically poor people of the country, to provide backward class people the facility to open a bank account on zero balance and to get the facility of the loan based, transfer facility, insurance, and pension. Through the Pradhanmantri Jan Dhan Yojana 2020, financial services like banking/savings, deposit account, remittance, loan, insurance, pension, etc., have to be effectively delivered to all.

Read More:-Jharkhand Ration Card List 2020: E-Ration Card New List, Jharkhand Raion Card List

Factors of Pradhan Mantri Jan Dhan Yojana

The PMJDY scheme consists of 6 pillars as follows.

Accessible for banking facilities – With this, they are trying to keep each district in SSA which means sub-service areas under which at least one to two thousand houses will be covered within the range of 5 km.

Basic Banking Facility – He aimed for at least one bank account in every unsubsidized household, so that it could enhance the culture of banking habits in every household and convince them to save their hard-earned money in a bank account.

Financial Literacy Program – To educate them about financial literacy so that they can operate the ATM card and know its benefits.

Micro Credit – When you open an account and operate it satisfactorily for the next six months, you are eligible for a credit facility of Rs 5000, and for this, the bank will ask you for any kind of security, purpose, or use of credit Will not ask for

Micro Insurance Facility – With this, all BSBD (Basic Savings Bank Deposit) account holders are eligible for microinsurance and there are two insurance schemes for it.

Pradhan Mantri Jeevan Bima Yojana (PMJBY) – Under this, the beneficiary will get a life insurance cover of Rs 2 lakh and for this, they only have to pay a premium of Rs 330 per year.

Pradhan Mantri Suraksha Bima Yojana (PMSBY) – This insurance scheme will give you a contingency cover of Rs 2 lakh and for this, you will have to pay a premium of only Rs 12 per year.

RuPay Debit Card – Once you open an account you will get a RuPay card (ATM card), which includes accident insurance of only Rs 2 lakh.

Benefits of Pradhan Mantri Jan Dhan Yojana 2020

  • Any citizen of the country can open their account in banks under this scheme and children of up to 10 years old can also open their account under this scheme.
  • Under this PM Jan Dhan Yojana 2020, accident insurance up to Rs 1 lakh will also be covered on account opening.
  • Under the Pradhan Mantri Jan Dhan Yojana, life insurance of Rs 30,000 will be payable to the beneficiary on reimbursement of normal conditions on his death.
  • Under PMJDY 2020, interested beneficiaries can take a loan of up to Rs. 10,000 without any paper journal to the account holders on opening a Jan Dhan account in any bank.
  • Beneficiaries of government schemes will get direct benefits in these accounts.
  • Overdraft facility of Rs. 5000 / – will be provided in one account of each family, especially women’s accounts.
  • Pradhan Mantri Jan-Dhan Yojana (PMJDY) is the national mission for financial inclusion to ensure banking, savings/deposit accounts, remittances, credit, insurance, pensions for financial services in an economical manner.
  • The account can be opened at any bank branch or business correspondent (bank friend) outlet.
  • Accounts opened under PMJDY are being opened with zero balance.
  • However, if the account holder wants to get the checkbook, he has to meet the minimum balance criteria.
  • So far, 38.22 crore beneficiaries have deposited funds in banks and Rs 117,015.50 crore has been deposited in the bank account of the beneficiaries.

Documents of Jan Dhan Scheme PM 2020

  • Applicant’s Aadhar Card / Identity Card / Driving License / PAN Card
  • mobile number
  • Passport size photo
  • address proof

How to apply in Pradhan Mantri Jan Dhan Yojana 2020?

Interested beneficiaries of the country who want to open their account under this Pradhan Mantri Jan Dhan Yojana 2020 will have to go to their nearest bank. After going to the bank, you have to get the application form to open Jan Dhan account from there.

After taking the application form, you have to fill in all the information asked in the application form. After filling in all the information, you will have to attach all your necessary documents to the application form along with the application form and submit the filled application form to the officer of the bank. A money account will be opened.

Read More:-Jharkhand Ration Card List 2020: E-Ration Card New List, Jharkhand Ration Card List

Bank login process

  • First of all, you have to visit the official website of Pradhan Mantri Jan Dhan Yojana.
  • Now the home page will open in front of you.
  • On the home page, you have to click on the tab to the right to us.
  • Now you have to click on the link for bank login.
  • Now a new page will open in front of you, in which you will have to enter the user-id and password.
  • After this, you have to click on the sign-in button.
  • This way you will be able to log in.

SLBC login process

  • First of all, go to the official website of Pradhan Mantri Jan Dhan Yojana. The home page will open in front of you.
  • On the home page, you have to click on the tab to the right to us.
  • After this, you have to click on the link for SLBC login.
  • Now you have to click on the link to go to login.
  • After this, a new page will open in front of you, in which you will have to enter the user name and password.
  • Now you have to click on the login button.
  • This way you will be able to log in.

User feedback process

  • First of all, you have to visit the official website of Pradhan Mantri Jan Dhan Yojana.
  • Now the home page will open in front of you.
  • On the home page, you have to click on the tab to the right to us.
  • Now you have to click on the link for user feedback.
  • After this, the feedback form will open in front of you. In which the requested information such as type, related to, bank, district, applicant name, details, etc. will have to be entered.
  • Now you have to click on the Save button.
  • In this way, you will be able to give feedback.

The process to view feedback status

  • First of all, go to the official website of Pradhan Mantri Jan Dhan Yojana. The home page will open in front of you.
  • On the home page, you have to click on the tab to the right to us.
  • After this, you have to click on the link for user feedback.
  • Now you have to click on the link to the status inquiry.
  • After this, you have to enter the reference number and captcha code.
  • Now you have to click on the search button.
  • The feedback status will be on your computer screen.

Read more:-Kisan Samman Nidhi Yojana list 2020 | किसान सम्मान निधि योजना लिस्ट 2020

Contact Information

Through this article, we have given you all the important information related to the Pradhan Mantri Jan Dhan Yojana. If you are still facing any kind of problem then you can solve your problem by contacting the National Toll-Free Number. The national toll-free number is 1800110001, 18001801111.

Leave a Comment