Saral Jeevan Bima Yojana 2021: Online Registration (Saral Jeevan Bima) Eligibility and Benefits

Saral Jeevan Bima Yojana 2021;-As you all know, life insurance offered by insurance companies has many conditions. Because of which people do not buy life insurance. Keeping this in mind, the Insurance Regulatory and Development Authority of India has not launched Saral Jeevan Bima Yojana 2021.

Today we are going to provide you all the important information related to this scheme through this article. Like what is Saral Jeevan Bima 2021? its purpose, features, benefits, eligibility, application process, etc. So friends, if you want to get all the important information related to this scheme, then you are requested to read this article till the end.

Saral Jeevan Bima Yojana 2021

Under the simple Saral Jeevan Bima Yojana 2021, the amount of Kanwar will range from ₹ 500000 to ₹ 2500000. There will be different types of premiums under Saral Jeevan Bima Yojana. A beneficiary can buy life insurance according to their financial condition. The minimum age for taking a life insurance plan is 18 years and the maximum age is 65 years. The maximum maturity age of 70 years will be allowed under this scheme.

Saral Jeevan Bima Yojana
Saral Jeevan Bima Yojana

There will be three premium payment options under Saral Jeevan Bima Yojana 2021 which will be regular premium, limited premium payment period for 5 years and 10 years and single premium. There will also be a 45-day waiting period from the start of the policy. In these 45 days, the policy will cover death due to accidents only. The term of this policy will be 4 to 40 years.

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Launch a simple life insurance plan

The insurance Regulatory and Development Authority of India has asked to launch a life insurance plan. Under this scheme, insurance companies have been allowed to decide the amount of premium at their level. Saral Jeevan Bima Yojana 2021 has been launched in view of the low interest of policy-makers towards life insurance schemes.

Under this scheme, the objective has been set to cover as many people as possible under the insurance policy. Life cover will be provided to the beneficiary under this scheme. If the beneficiary dies, the nominee will be provided with the amount of Kanwar.

Key Highlights Of Saral Jeevan Bima Yojana 2021

योजना का नामSaral Jeevan Bima Yojana
किस ने लांच कीभारतीय बीमा विनियामक और विकास प्राधिकरण
लाभार्थीभारत के नागरिक
उद्देश्यसरल इंश्योरेंस कवर प्रदान करना
साल 2021
Official WebsiteClick here

Saral Jeevan Bima Yojana rules 2021

In today’s time, there is a lot of runaway life, due to which people do not have enough time to read the terms and conditions of the policy. In this situation, people come to the insurance agent. Long terms and conditions have been made easy under this scheme and not many terms and conditions have been laid.

Suicide is not covered under this policy. Apart from this, there is no provision of any gender, place of residence, travel, occupation, or educational qualification to buy this life insurance.

Purpose of Saral Jeevan Bima Yojana

The main objective of this scheme is to make the insurance scheme accessible to all citizens. The terms and conditions have been kept very simple under this scheme. So that more and more people buy insurance plans and can take advantage of them. Through this scheme, after the death of the applicant, the nominee is provided the amount of Kanwar so that he does not have to face financial trouble.

Saral Jeevan Bima Yojana 2021 benefits and features

  • Life cover is provided to the beneficiary under this scheme.
  • The life cover amount is given to the nominee after the death of the beneficiary.
  • The amount of cover under this scheme ranges from ₹ 500000 to ₹ 2500000.
  • Under the Saral Life Insurance Scheme, the insurance company has been allowed to decide the amount of premium according to its own.
  • Under this scheme, the beneficiary can buy life insurance according to their financial condition.
  • The minimum age to purchase this plan should be 18 years and the maximum age should be 65 years.
  • The maturity age will be allowed under this scheme up to a maximum of 70 years.
  • A 45-day waiting period has been prescribed under the Saral Life Insurance Scheme.
  • In this 45-day waiting period, the policy will cover death due to accident only.
  • The policy period is 4 to 40 years under this scheme.
  • This announcement has been launched by the Insurance Regulatory and Development Authority of India.
  • The scheme will be launched by all insurance companies from 1 January 2021.
  • Simple terms and conditions have been laid under this scheme.
  • Suicide is not covered under the Saral Life Insurance Scheme.
  • There is no provision of any gender, place of residence, travel, occupation, or educational qualification to purchase this life insurance plan.

Eligibility and documents required for Saral Jeevan Bima Yojana

  • To apply under this scheme, the applicant must be a permanent resident of India.
  • To get a simple life insurance plan, the minimum age should be 18 years and the maximum age should be 65 years.
  • Aadhar Card
  • residence certificate
  • Passport size photograph
  • mobile number

Procedure for applying online under Saral Jeevan Bima Yojana

First of all, you have to go to the official website of the insurance company from which you want to buy a simple life insurance plan.

  • Now the home page will open in front of you.
  • On the home page, you have to click on the link for the insurance plan.
  • After this, you have to click on the link to Saral Jeevan Bima Yojana 2021.
  • Now you have to click on the Apply Now button.
  • Now the application form will open in front of you.
  • You have to fill in the information asked in the application form carefully.
  • Now you have to upload all the important documents.
  • After that, you have to click on the submit button.
  • Thus you will be able to apply under this scheme.

Procedure for applying offline under Saral Jeevan Bima Yojana 2021

  • First of all, you have to go to the office of the insurance company where you want to buy a simple insurance plan.
  • Now you have to take the application form for the Saral Jeevan Bima Yojana.
  • You have to fill this application form carefully.
  • After this, you have to attach all the important documents.
  • Now you have to submit this application form to the insurance company’s office.
  • Thus you will be able to apply under this scheme.

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